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Unsecured Personal Loan

Fixed Term Loan

Easy and convenient facility for you to get financial aid without collateral. Loan charges are based on interest on the monthly outstanding balance.

Some of the benefits

Easy

Salary based loan and no extra documents required

Fast

Loan is processed within 48 hours

Mobility

Download the Stanbic App. No need to visit a branch to transact

Accessibility

Access your loan within hours of applying
What you get

 

  • Top up when you have paid 50% of the loan
  • Competitive interest rates
  • Loan tenure ranges from 3 - 36 months
  • Financial access withoutcollateral
  • A once off arrangement fee of 4% of loan amount is charged
  • Loan protection insurance is charged at 0.13% of loan amount monthly
How to get it

To apply for a fixed term loan, the following documentation is required;
 

  • Application form
  • Proof of income
  • National ID
  • Current proof of residence
What it costs
  • Minimum account opening balance of ZWL20.00
  • What you get
  • How to get it
  • What it costs

 

  • Top up when you have paid 50% of the loan
  • Competitive interest rates
  • Loan tenure ranges from 3 - 36 months
  • Financial access withoutcollateral
  • A once off arrangement fee of 4% of loan amount is charged
  • Loan protection insurance is charged at 0.13% of loan amount monthly

To apply for a fixed term loan, the following documentation is required;
 

  • Application form
  • Proof of income
  • National ID
  • Current proof of residence
  • Minimum account opening balance of ZWL20.00
We also offer
Overdraft 2
Overdraft

Easy and convenient facility for customers to overdraw their current account for an approved limit for an approved period. The overdraft will charge interest on a monthly basis.

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