Vehicle and Asset Finance
Our Vehicle & Asset Finance is a renowned leader in the provision of finance for the acquisition of your dream car. We are able to draw on extensive expertise to provide you with ideal solutions.
Some of the benefits
Lease or Buy
Choose to own or return your vehicle on your last payment, or keep your options open
Insured
With our credit facilities, you can access affordable insurance from our trusted insurance partners.
Great rates
Get a personalised interest rates based on your affordability
Flexibility
Choose to repay your loan at a pace that suits your business income.
How to get it
- A completed application form
- Proof of income
- A proforma invoice for your car of choice (preferably from a Stanbic bank partner dealer)
- Please visit your nearest branch or email [email protected]
What it costs
Terms
- Minimum lending rate (currently30% per annum) plus margin
- N.B this pricing is intended as an indicative basis for consideration and should not be construed as a commitment to lend by Stanbic Bank Zimbabwe or as representing a binding commitment as it is subject to applicable market conditions and legal directives
- Fees up to 4% establishment
- Deposit/Initial Rental - 20% minimum
- Tenor up to 36 months and 60 months for approved assets
What you get
- Flexible Payment Terms - with up to 36 months and 60 months for approved assets
- Access to competitive interest rates
- Access to our comprehensive dealer/partner network to help you find your desired movable assets .
- You do not need to tie up your funds buying asset
- Frees cash for other operational needs
- You enjoy the full use of the leased item
- You can apply for short to medium-term finance using the leased asset for security
- Tax benefits
- The lease can be structured to make repayments flexible
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How to get it
-
What it costs
-
What you get
- A completed application form
- Proof of income
- A proforma invoice for your car of choice (preferably from a Stanbic bank partner dealer)
- Please visit your nearest branch or email [email protected]
Terms
- Minimum lending rate (currently30% per annum) plus margin
- N.B this pricing is intended as an indicative basis for consideration and should not be construed as a commitment to lend by Stanbic Bank Zimbabwe or as representing a binding commitment as it is subject to applicable market conditions and legal directives
- Fees up to 4% establishment
- Deposit/Initial Rental - 20% minimum
- Tenor up to 36 months and 60 months for approved assets
- Flexible Payment Terms - with up to 36 months and 60 months for approved assets
- Access to competitive interest rates
- Access to our comprehensive dealer/partner network to help you find your desired movable assets .
- You do not need to tie up your funds buying asset
- Frees cash for other operational needs
- You enjoy the full use of the leased item
- You can apply for short to medium-term finance using the leased asset for security
- Tax benefits
- The lease can be structured to make repayments flexible
Vehicle lease repayment calculator
These in no way represent a guarantee that we will grant you a loan. While we make every effort to ensure the accuracy of the calculation, we cannot be held liable for inaccuracies.
Note that the monthly repayment is calculated up to a maximum of 30% of your total gross monthly income.
We also offer
Unsecured Personal Loan
Easy and convenient facility for you to get financial aid without collateral. Loan charges are based on interest on the monthly outstanding balance.
Overdraft
Easy and convenient facility for customers to overdraw their current account for an approved limit for an approved period. The overdraft will charge interest on a monthly basis.