Liability Insurance

Businesses are exposed to various forms of legal liabilities for death or injury and /or damage to property, arising from negligent commission or omission of duty of care.
SOME OF THE BENEFITS
Personal service
Your account executive can come to you whenever you need our help
Needs analysis
Speak to our consultants about the kind of risks your business faces
Easy Claims
Get fast and friendly help when you need it from our dedicated claims team
Affordable
Premiums are tailor - made based on your needs and business risk profile.
What you get
- Liability insurance provides protection against claims resulting from injuries and damage to people and/or property.
- Liability insurance covers legal costs and payouts for which the insured party would be found liable.
- It saves your business money as you don’t have to pay all lawsuit expenses out of pocket when faced with such.
What is covered
- Public/General Liability - Covers against any legal liabilities that may be brought against the insured by any member of the public during the course of their operations.
- Products Liability - Covers against any legal liability that may be brought against the insured due to defects in products being manufactured.
- Professional Indemnity – Protects individuals or business against alleged negligence or breach of duty arising from an act, error or omission.
- Medical Malpractice - covers medical staff against any legal liability that may be brought up against them due to errors, omissions or negligent advice during the course of their operations.
- Directors & Officers Liability - Covers Directors in their personal capacity against legal suits that may be brought up against them due to their errors or omissions, which may result in financial loss.
- Employers Liability - Covers any legal liability that may be brought up against the employer by the employees due to accidental death, bodily injury or illness in the course of the latter’s employment.
- Tenant Liability – It covers accidental damage to the things that are provided by the landlord such as the landlord's furniture, fixtures and fittings, which the tenant might be liable for under the tenancy agreement.
What it costs
- Premiums are based on your needs and business risk profile
How to claim
- Call us on +263 242 759471 Ext 4612, 4618, 4619
- Or our underwriter on +263 242 704912/14 or +263 242 51015
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What you get
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What is covered
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What it costs
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How to claim
- Liability insurance provides protection against claims resulting from injuries and damage to people and/or property.
- Liability insurance covers legal costs and payouts for which the insured party would be found liable.
- It saves your business money as you don’t have to pay all lawsuit expenses out of pocket when faced with such.
- Public/General Liability - Covers against any legal liabilities that may be brought against the insured by any member of the public during the course of their operations.
- Products Liability - Covers against any legal liability that may be brought against the insured due to defects in products being manufactured.
- Professional Indemnity – Protects individuals or business against alleged negligence or breach of duty arising from an act, error or omission.
- Medical Malpractice - covers medical staff against any legal liability that may be brought up against them due to errors, omissions or negligent advice during the course of their operations.
- Directors & Officers Liability - Covers Directors in their personal capacity against legal suits that may be brought up against them due to their errors or omissions, which may result in financial loss.
- Employers Liability - Covers any legal liability that may be brought up against the employer by the employees due to accidental death, bodily injury or illness in the course of the latter’s employment.
- Tenant Liability – It covers accidental damage to the things that are provided by the landlord such as the landlord's furniture, fixtures and fittings, which the tenant might be liable for under the tenancy agreement.
- Premiums are based on your needs and business risk profile
- Call us on +263 242 759471 Ext 4612, 4618, 4619
- Or our underwriter on +263 242 704912/14 or +263 242 51015