Home loans

At Stanbic Bank, we know that home is where the heart is. That is why we have put ours into offering Home Loans for your plans of being a homeowner, making dreams of home sweet home a reality.

What does it offer you?

Outright purchase: Enabling you to purchase a completed property.
Property improvements: Enabling you to renovate and improve your existing property

What are your benefits?

  • Competitive interest rate with repayments up to 20 years
  • Loan repayment are usually lower than what the normal rent will be
  • Life and property insurance cover

To apply?

  • Letter from employer confirming employment
  • Proof of residential address
  • Current payslip plus 2 previous ones
  • Copy of title deeds
  • Agreement of sale
  • Personal balance sheet
  • Certified copy of identification document
  • Maximum age at maturity of loan 60 years
  • 6 months bank statement (other than Stanbic Bank if applicable)
  • Salary/income to be deposited into a Stanbic Bank account for a minimum of 12 months
  • Must be in continuous employment for at least one year
  • Valuation report from bank approved valuers addressed to the bank
  • Proof of extra income if applicable

Property improvements

  • Approved plans
  • Bill of quantities and quotations from building contractors
  • Rates clearance certificate

Click here to download the application form.

Contact us

You are welcome to contact or visit any of our branches nationwide.

Call our Customer care Centre: 0800 42 88 or alternatively +263 4 7992 0051 or email on [email protected]

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Apply for a home loan

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One of our consultants will be in contact with you.


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